Active Assailant Insurance

Starfish’s Active Assailant Insurance offers immediate response and support following a violent attack, providing financial, physical, and emotional aid to victims while protecting businesses and organizations from economic loss and liability.

About Active Assailant Insurance

Our Active Assailant Insurance covers extra expenses like crisis response services, public relations consultants, and business interruption expenses (including denial of access), while also providing primary liability protection against potential suits resulting from an attack.

The program also pays out urgently needed benefits to victims, such as death benefits, psychiatric counseling services, medical and dental expenses, rehabilitation expenses, and funeral or burial costs.

Why Write With Us?

Primary coverage.
No deductibles (first dollar).
Broad definition of Weapon.
Limited Exclusions.
No casualty threshold limits.
No mental anguish exclusion.
No terrorism exclusion.
Starfish online quoting portal provides real-time quote, bind, issue functionality.
Extra expenses, temporary relocation, security measures, and security consultants covered for threats.
Surplus Lines filings handled by Starfish.

Coverages

Crisis Management & Response coverage.
Public relations counsel.
Liability coverage for defense expenses and damages resulting from lawsuit.
Victim lump-sum death, dismemberment, and disability payments.
Employee counseling and Psychiatric care.
Medical and dental care expenses.
Funeral/burial expenses.
Temporary security measures covered to protect or prevent a threat or attack.
Business Income loss and extra expenses covered from Business Interruption or Denial of Access.
Employee Off-site and Employee & Student Off-site endorsements available.
Property damage coverage available by endorsement.

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Where do we write?

What Classes of Business are eligible?

What Classes of Business are NOT eligible?