Starfish Specialty's CAProtect D&O policy is designed to protect Community Association boards from lawsuits arising out of management decisions made as Directors & Officers of the Association.

Our CAProtect Excess, Directors & Officers and Crime products provide comprehensive coverage for Community Associations and the Directors and Officers of their boards. We offer this suite of products at competitive rates, placed with an A- XIV rated carrier, and delivered by best in class technology.

Why Write with us?

  • $150K sublimit for defense of Wage and Hour, Workplace Violence and Immigration Claims included
  • Broad definition of Claim
  • Mediation retention reduction
  • Limits of $1,000,000 to $5,000,000 available
  • Defense Outside the Limits
  • Efficient and streamlined quote process
  • Instant online quote-to-bind capabilities for qualified accounts
  • Online premium payment capability
  • Insurance Carrier, Ascot Insurance Company, A (Excellent) XIV rated by A.M. Best
  • No Premium Volume Requirement

Coverages

  • Defense Outside the Limits
  • First Dollar defense built into the policy form
  • Choice of Counsel option
  • Broad Cyber coverage option, includes Data Breach, Network Security and Privacy claims
  • 80/20 softened Hammer Clause
  • Defense for Board, Committee and Architectural Review Board decisions
  • No Insured vs Insured exclusion
  • Automatic coverage for Property Manager
  • Full Prior Acts coverage
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Starfish Specialty's CAProtect D&O policy is designed to protect Community Association boards from lawsuits arising out of management decisions made as Directors & Officers of the Association.

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