Starfish Specialty's CAProtect Excess policy is designed to protect Community Associations in the event the association suffers a catastrophic loss that exceeds its primary policy limits.

Our CAProtect Excess, Directors & Officers and Crime products provide comprehensive coverage for Community Associations and the Directors and Officers of their boards. We offer this suite of products at competitive rates, placed with an A- XIV rated carrier, and delivered by best in class technology.

Why Write With Us?

  • Coverage tailored specific to the needs of Community Associations
  • Follow Form to Underlying
  • Limit options up to $5Mil ($1M,$2M, & $5M options available)
  • Defense Outside the Limits
  • Efficient and streamlined quote process
  • Instant online quote-to-bind capabilities for qualified accounts
  • Online premium payment capability
  • Insurance Carrier, Ascot Insurance Company, A (Excellent) XIV rated by A.M. Best
  • No Premium Volume Requirement
  • No Restrictions on # of Pools

Coverages

  • Defense outside the limits
  • First dollar Crisis Response coverage
  • Follow form* to the following Underlying Coverages: Commercial General Liability (CGL), Auto Liability, Employers Liability, Garage Keepers Legal Liability (GKLL), Employee Benefits Liability (EBL), Directors &Officers (D&O)
  • Supplementary payments in addition to the limit
  • First Dollar Crisis Response Coverage sublimited at $300,000
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Starfish Specialty's CAProtect Excess policy is designed to protect Community Associations in the event the association suffers a catastrophic loss that exceeds its primary policy limits.

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